新湖畔网 （随信APP) | 中国央行降低两个关键利率以提振经济

中国人民银行的利率下调是当局为了提振经济而采取的最新举措 - 版权AFP ADEK BERRY

Peter CATTERALL

中国央行周一表示，他们已将两个关键利率降至历史最低水平，这是北京为了刺激疲软支出并拉动全球第二大经济体的最新举措。

此次削减利率是在该国连续出现一年半以来最低的季度增长之后进行的，凸显了该国面临的严重经济困境。

领导人今年的目标是实现5%的年度增长率，但这一目标受到了消费疲弱和庞大的房地产部门长期而具毁灭性的债务危机的挑战。

一年期贷款市场报价利率（LPR），为银行向企业和家庭提供最优惠利率的基准，从3.35%下调至3.1%。

五年期贷款市场报价利率，作为抵押贷款的基准，从3.85下调至3.6。

这两个利率上一次在7月份降低，目前创历史新低。

周五的数据显示，第三季度经济增长4.6%，为一年半以来最慢的增速。

当局承认面临着“复杂和严峻的外部环境...以及国内经济发展的新问题”。

北京表示对实现年度增长目标有“充分信心”，但经济学家表示，需要更直接的财政刺激措施来恢复活力并恢复商业信心。

令人失望的数据出现在数周的公告和新闻发布会之后，关于备受期待的刺激计划，尽管投资者表示他们仍在等待更多细节。

周五，该国最大的银行第二次降低了人民币存款利率，为支出带来另一个潜在的提振。

央行行长范冠生周五还表示，当局正在考虑在年底之前再次削减商业银行必须持有的储备金数量。

数月来支出疲软引发了人们担心中国将在今年早些时候结束了的长达数月的物价下跌之后再次陷入通缩。

准点资产管理公司总裁兼首席经济学家张志伟表示，周一的利率削减是“鼓舞人心的迹象”。

“自9月24日的新闻发布会以来，货币政策明显转向了更为支持的立场。中国的实际利率太高了，”他说。

The rate cut by the People's Bank of China is the latest move by authorities to boost the economy - Copyright AFP ADEK BERRY

Peter CATTERALL

China's central bank on Monday said it had cut two key interest rates to historic lows, in the latest move by Beijing to boost sluggish spending and kickstart the world's second-largest economy.

The cuts come just days after the country posted its slowest quarterly growth in a year and a half, underlining the deep economic woes the country faces.

Leaders are targeting annual growth of five percent this year, but that goal is being challenged by weak consumption and a prolonged and debilitating debt crisis in the colossal property sector.

The one-year Loan Prime Rate (LPR), which constitutes the benchmark for the most advantageous rates lenders can offer to businesses and households, was cut from 3.35 percent to 3.1.

The five-year LPR, the benchmark for mortgage loans, was cut from 3.85 to 3.6.

Both rates were last reduced in July and are sitting at all-time lows.

Data showed Friday the economy grew 4.6 percent in the third quarter, its slowest rate in a year and a half.

Authorities acknowledged a "complicated and severe external environment… as well as new problems of domestic economic development".

Beijing has said it has "full confidence" in achieving its annual growth goal, but economists say more direct fiscal stimulus is needed to revive activity and restore business confidence.

The disappointing data came after weeks of announcements and news conferences about an eagerly awaited stimulus plan, though investors say they are still waiting to see more details.

The country's top banks on Friday cut interest rates on yuan deposits for the second time this year in another potential boost to spending.

Central bank chief Pan Gongsheng also on Friday said that authorities were considering a further cut to the amount commercial lenders must hold in reserve before the end of the year.

Months of sluggish spending has raised fears that China will dip back into deflation after it ended a months-long stretch of falling prices early this year.

Zhang Zhiwei, President and Chief Economist of Pinpoint Asset Management, said Monday's rate cut was "an encouraging sign".

"The monetary policy has clearly shifted to a more supportive stance since the press conference on September 24. The real interest rate in China is too high," he said.